With short-term interest rates going up and the value of real estate going down, you may find yourself caught in the middle with mortgage payments you can't manage. Losing your home isn't your only option-if you understand how to avoid foreclosure.

The 250 Questions You Should Ask to Avoid Foreclosure provides simple, straightforward answers you need to keep your home and protect your finances including how to:

• Stop foreclosure action
• Handle and report delinquent loans
• Understand liens
• Consider refinance options

In addition, this book will answer questions about what rights property owners possess during foreclosure proceedings, how to get assistance through credit counseling and bankruptcy protection, and foreclosure and homestead exemption rules specific to your state. With The 250 Questions You Should Ask to Avoid Foreclosure, you'll know what to do to keep your home sweet home.

Lita Epstein, M.B.A., excels at translating complex financial topics critical to people's everyday life. She has more than a dozen books on the market. Ms. Epstein is a faculty member in the College of Graduate Business and Management at the University of Phoenix.